Building Communities. Fulfilling Dreams

Self-Help Housing Program Application Forms

Download our applications for the Self-Help Housing Program below:

Pre-Application for Mutual Self-Help Housing Program

Solicitud Para La Lista de Espera Para El Programa de Ayuda Mutua

 

 

WHAT IS SELF-HELP HOUSING?

Self-help housing is a method by which families can achieve home ownership. CVHC reserves the right to assign lots to applicants. Families form an informal association and agree to help each other build their houses with technical assistance provided by a competent construction supervisor.

 

HOW MANY HOURS OF LABOR DOES EACH FAMILY CONTRIBUTE?

Each family contributes as much labor as is required to complete all the houses in the group. Generally, about 1,500 hours of labor per family is required, with each family contributing at least 40 hours each week. "Family" hours include the labor of the husband, wife, any child 18 years of age or older, and approved helpers.

 

CAN WOMEN PARTICIPATE IN A HOUSING PROGRAM?

Yes. The same labor commitment is required.

 

WHO CAN QUALIFY FOR A SELF-HELP HOUSING LOAN?

Generally, there are three qualifications:

  1. Good credit status
  2. Income limits
  3. Ability and willingness to complete labor requirement

Each applicant's information is entered into the computer. Each applicant will have a number on the waiting list. It is the responsibility of the applicant to notify us of change of address and telephone number.

 

Each lending program has different requirements. The waiting period depends on availability of funds and lots for construction.